Baines and Ernst:

What is insolvency?

Insolvency basically means that you are unable to make repayments towards your debts.

If you’re really struggling with your debts, and can’t afford to repay your lenders, then you could resolve your debt problems with a Debt Relief Order or Bankruptcy.....

Debt:

A debt is an obligation owed by one party (the debtor) to a second party, the creditor; usually this refers to assets granted by the creditor to the debtor, but the term can also be used metaphorically to covermoral obligations and other interactions not based on economic value.^{[citation needed]}

A debt is created when a creditor agrees to lend a sum of assets to a debtor. Debt is usually granted with expected repayment; in modern society, in most cases, this includes repayment of the original sum, plus interest.^[1]......

hosting

hosting:

How to Choose the Best Web Hosting Provider

Without high-quality web hosting, your ability to run a successful website is going to be seriously hindered. One of the worst mistakes you can make is to choose a web hosting provider at random. If there's a situation that calls for some thought, consideration and research, choosing a web hosting provider is it. There's a dizzying array of web hosting providers competing for your business. How can you pinpoint the best one? Start by keeping the following points in mind.

Technical Specifications.....

secured credit cards

secured credit cards:

10 questions before getting secured credit cards

By Pat Curry • Bankrate.com

Credit cards are a fact of life.

You need one to make a hotel or plane reservation, or to rent a car, even if you plan to pay cash. Many stores require a credit card to accept your check. Responsible use of a credit card builds a good credit rating, too, marking the owner as mortgage-worthy.

But people who have never had credit or need to repair a poor credit history may not qualify for a regular credit card. For them, a secured credit card may be the only way to establish, or re-establish, credit....

low interest

low interest:

The important issue raised by such data is that you have to be very careful about projecting historical returns into the future. For example, the strong bond returns for the past 13 years are a result of the sharp drop in interest rates. Today, we have both nominal and real bond yields at the lowest rates in at least 50 years. Since the best predictor of future bond returns are current yields to maturity, it's foolhardy (and costly) to extrapolate the returns of the last 13 years into the future.....

insurance claim

insurance claim :

An insurance claim is the actual application for benefits provided by an insurance company. Policy holders must first file an insurance claim before any money can be disbursed to the hospital or repair shop or other contracted service. The insurance company may or may not approve the claim, based on their own assessment of the circumstances....

Asbestose:

Description

L'asbestose, une affection pulmonaire grave, touche les personnes qui ont inhalé de la poussière d'amiante. Après l'inhalation de cette poussière, les fibres d'amiante microscopiques se déposent dans les poumons où elles peuvent causer des lésions permanentes, en plus de symptômes respiratoires chroniques.

L'une des caractéristiques particulières de l'asbestose est la longue période de latence entre l'exposition à l'amiante et l'apparition de l'affection qui en résulte. Par exemple, 1 année d'exposition au cours de la jeunesse peut provoquer des symptômes qui n'apparaîtront que 30 ans plus tard.....

What is Credit?

You need good credit, but what is credit? In order to improve your credit you need to know how credit works, what hurts it, and how you can manage it. Let’s look at what credit is, how it works, and where to find out more about it....

TransUnion/it important

What is TransUnion, and why is it important?

What is Trans Union?

Trans Union is one of the “Big Three” major credit reporting bureaus which are commonly used by insurers and lenders to obtain information on their applicants credit history. Based in Chicago, Illinois – TransUnion in 1968 by Union Car Company. As of 2006 it operates more than 200 offices across the country, and around the world.....

Refinancing

Refinancing:

Refinancing may refer to the replacement of an existing debt obligation with a debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as, inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, a common form of refinancing is for a place of primary residency mortgage....

Domain Name Registrar:

What Is a Domain Name Registrar?

Simply put, a domain name registrar is a service that allows you to officially register your desired website domain name so that it is unique to you, and no one else can own it. Originally, there was just one company that could register your domain name for you, but now there are literally hundreds....

Lung Cancer

Lung Cancer:

What Is Lung Cancer? 

Lung cancer is the uncontrolled growth of abnormal cells that start off in one or both lungs; usually in the cells that line the air passages. The abnormal cells do not develop into healthy lung tissue, they divide rapidly and form tumors. As tumors become larger and more numerous, they undermine the lung’s ability to provide the bloodstream with oxygen. Tumors that remain in one place and do not appear to spread are known as “benign tumors”....

Hard Drive Recovery Services Review  :

Why Use a Hard Drive Recovery Service?

Performing regular backups of your data is the best line of defense against catastrophic data loss. Unfortunately, physical damage, user deletion and logical hard drive failure (when the firmware as opposed to the hardware of your hard disk fails) all pose serious risks to your data, and total protection isn't always possible.
Attempting to recover data from a damaged hard drive is a delicate process; if done improperly, you risk permanently losing your data. Irreversible data loss can be disastrous, especially if the files you lose are mission-critical for your business or are irreplaceable, such as family photos. While do-it-yourself recovery applications exist, a hard drive recovery service is arguably the safest and most effective way to recover data from damaged hard drives, as well as servers and other devices. These services have high success rates, with authorized technicians trained to expertly recover data from damaged, failing or corrupted hard drives in state-of-the-art cleanrooms. These cleanrooms are secure, controlled labs designated specifically for data recovery work on delicate hard disks...

Broadband

What is Broadband?

The term broadband commonly refers to high-speed Internet access that is always on and faster than the traditional dial-up access.

How is broadband different from dial-up service?

• Broadband service provides higher-speed of data transmission. It allows more content to be carried through the transmission “pipeline.”
• Broadband provides access to the highest quality Internet services—streaming media, VoIP (Internet phone), gaming, and interactive services. Many of these current and newly-developing services require the transfer of large amounts of data that may not be technically feasible with dial-up service. Therefore, broadband service may be increasingly necessary to access the full range of services and opportunities that the Internet can offer.
• Broadband is always on. It does not block phone lines and there is no need to reconnect to network after logging off.
• Less delay in transmission of content when using broadband...

Adsense

Google AdSense 

is a program run by Google Inc. that allows publishers in the Google Network of content sites to serve automatic text, image, video, and rich media adverts that are targeted to site content and audience. These adverts are administered, sorted, and maintained by Google, and they can generate revenue on either a per-click or per-impression basis. Google beta-tested a cost-per-action service, but discontinued it in October 2008 in favor of a DoubleClick offering (also owned by Google).^[2] In Q1 2011, Google earned US $2.43 billion ($9.71 billion annualized), or 28% of total revenue, through Google AdSense...

Poor Credit

What Is Poor Credit?

 

The words “bad credit” conjure up such negative images, don't they? That's because those two little words aren't exactly what people want associated with them. When you have BAD CREDIT, you are almost marked when it comes to obtaining things like cars and homes. It's like you're wearing a sign around your neck proclaiming that you got into trouble with credit and now you have BAD CREDIT!
Well, don't worry; there is help for people with BAD CREDIT. The first thing we need to do is get past the stigma associated with these words. Bad credit simply means that you have overextended yourself when it comes to using credit and you want to work your way out of that state and get GOOD CREDIT!
How do we define bad credit? Well, most financial lending companies will classify you according to your credit score, also known as your FICO score. This score is calculated using a highly secretive formula developed by the Fair Isaac Company and kept under lock and key with the Federal Trade Commission's blessing...

SEO

Search engine optimization (SEO)

"SEO" redirects here. For other uses, see SEO (disambiguation).

Search engine optimization (SEO) is the process of affecting the visibility of a website or a web page in a search engine's "natural" or un-paid ("organic") search results.^[jargon] In general, the earlier (or higher ranked on the search results page), and more frequently a site appears in the search results list, the more visitors it will receive from the search engine's users. SEO may target different kinds of search, including image search, local search, video search, academic search,^[1] news search and industry-specific vertical search engines.
As an Internet marketing strategy, SEO considers how search engines work, what people search for, the actual search terms or keywords typed into search engines and which search engines are preferred by their targeted audience. Optimizing a website may involve editing its content, HTML and associated coding to both increase its relevance to specific keywords and to remove barriers to the indexing activities of search engines. Promoting a site to increase the number of backlinks, or inbound links, is another SEO tactic.
The plural of the abbreviation SEO can also refer to "search engine optimizers," those who provide SEO services...

How To Make Money

The secret to making money isn't working at a high-paying job, it’s finding creative solutions to people’s problems, and it doesn't take a fancy degree to do that. To get your creative juices flowing, check out these common and not-so-common ways of lining your pockets. Below that, you’ll also find more general financial advice as well as some money-making ideas for kids...

credit check

  what is credit check :

An action taken by a prospective lender to determine if a person is creditworthy is called a credit check. A credit check entails seeking a detailed analysis from a credit reporting bureau or agency. The report usually contains things like date of birth, social security number, current and in some cases previous address, employment history, current employer and income, and payment history for loans and other debts....

visa credit

 visa credit:

In mid-September 1958, Bank of America (BofA) launched its BankAmericard credit card program in Fresno, California, with an initial mailing of 60,000 unsolicited credit cards.^[7] The original idea was the brainchild of BofA's in-house product development think tank, the Customer Services Research Group, and its leader, Joseph P. Williams. Williams convinced senior BofA executives in 1956 to let him pursue what became the world's first successful credit card "drop", or mass mailing of unsolicited credit cards (that is actual working cards, not mere applications) to a large population.^[8]
Williams' accomplishment was in the successful implementation of the all-purpose credit card, not in coming up with the idea.^[9] By the mid-1950s, the typical middle-class American already maintained revolving credit accounts with several different merchants, which was clearly inefficient and inconvenient due to the need to carry so many cards and pay so many separate bills each month.^[10] The need for a unified financial instrument was already palpably obvious to the American financial services industry, but no one could figure out how to do it. There were already charge cards like Diners Club (which had to be paid in full at the end of each billing cycle), and "by the mid-1950s, there had been at least a dozen attempts to create an all-purpose credit card."^[10] However, these prior attempts had been carried out by small banks which lacked the...

mesothelioma attorneys

Mesothelioma Law Firm With Proven Asbestos Lawyers Ready To Help Your Family :

     

As one of the best mesothelioma law firms, the Simmons Firm has a proven track record.  Every asbestos and mesothelioma lawyer at the Simmons Law Firm is committed to helping families affected by mesothelioma and asbestos-related diseases. Our mesothelioma attorneys have been working with people diagnosed with mesothelioma for nearly a decade, and in that time our mesothelioma attorneys have represented thousands of individuals from all areas of the United States.

Our asbestos lawyers have seen firsthand the pain a mesothelioma diagnosis can cause and are passionate about helping victims and families affected by mesothelioma. At the Simmons Law Firm, each asbestos attorney focuses on providing clients with the personal attention they deserve. If you've been diagnosed with mesothelioma, our best asbestos lawyers will come to you, no matter your location.
For more information on the mesothelioma lawyers at Simmons Law Firm, please visit the Attorneys page...

The Poligamies

the poligamie:

La polygamie désigne la situation dans laquelle une personne dispose au même moment de plusieurs conjoints. Pour une femme ayant plusieurs maris on parle également de polyandrie, et pour un homme ayant plusieurs femmes, de polygynie.

Selon les démographes et les ethnologues, 80 % des sociétés connues et étudiées sont polygames « de droit » et, parmi elles, seulement 1 % polyandriques. Néanmoins, au sein des sociétés majoritairement polygyniques on constate que 60 à 80 % des foyers sont monogames « de fait » (et non « de droit »)¹.

la premiere guerre mondiale

la premier guerre mondiale:

La Première Guerre mondiale² est un conflit militaire qui s'est principalement déroulé en Europe de 1914 à 1918. Considérée comme un des évènements marquants du xx^e siècle, cette guerre parfois qualifiée detotale a atteint une échelle et une intensité inconnues jusqu'alors. Elle a mis en jeu plus de soldats, provoqué plus de morts et causé plus de destructions matérielles que toute autre guerre antérieure. Plus de 60 millions de soldats y ont pris part^3,4. Pendant cette guerre, environ 9 millions de personnes sont mortes, et environ 20 millions sont blessées⁵. D'autres évènements survenus pendant cette période : le génocide arménien (1915-1916), lapremière bataille de l'Atlantique (1917), la Révolution russe (1917) et lagrippe de 1918 ont augmenté la détresse des populations. Pour toutes ces raisons, cette époque a marqué profondément ceux qui l'ont vécue.

S.I.D.A maladie

S.I..D.A:

Le syndrome de l'immunodéficience acquise, plus connu sous son acronyme SIDA ousida¹, est un ensemble de symptômes consécutifs à la destruction de plusieurs cellules du système immunitaire par un rétrovirus^2,3. Le sida est le dernier stade de l'infection par ce virus et finit par la mort de l'organisme infecté, des suites de maladies opportunistes. En France, une personne malade du sida est désignée par le terme sidéen ou sidaïque (au Canada, on emploie le terme sidatique)⁴.

Il existe plusieurs rétrovirus responsables du sida, chacun infectant une espèceparticulière⁵. Le plus connu d'entre eux est le virus de l'immunodéficience humaine (VIH) infectant l'Homme. Les autres virus sont, parmi d'autres, le VIS infectant les singes et le VIFpour le chat.

Trois modes de transmission ont été observés : par voie sexuelle, qui est...

les crimes

les crimes:

Le crime désigne la catégorie des infractions les plus graves, catégorie plus ou moins vaste suivant les pays et systèmes juridiques. Le terme provient du latin crimen, qui signifie en latin classique « l'accusation » ou le « chef d'accusation » puis, en bas latin, « faute » ou « souillure ».

Crimes de droit pénal international[modifier]

Les principes de Nuremberg de 1950, sans valeur positive, formulent trois catégories de crimes de droit pénal international :

1. Crime de guerre

2. Crime contre la paix

3. Crime contre l'humanité

la violence contre les femmes

la violence:

La violence est l’utilisation de force physique ou psychologique pour contraindre, dominer, causer des dommages ou la mort. Elle implique des coups, des blessures, de la souffrance.

Pour la philosophe Blandine Kriegel, la violence est « la force déréglée qui porte atteinte à l’intégrité physique ou psychique pour mettre en cause dans un but de domination ou de destruction de l’humanité de l’individu². » La violence est ainsi souvent opposée à un usage contrôlé, légitime et mesuré de la force...

les coditons d'un bon manager

pour d'étre un bon manager:

La vieille façon : commandement et contrôle - Retour au menu

Bien que les lieux de travail et les styles de management aient beaucoup changés dans les dernières décennies, les attitudes de commandement et de contrôle en management reste dominantes dans de nombreuses entreprises. Cette approche du management signifie que les managers disent aux employés exactement quoi faire, quand le faire et comment. Le manager possède toutes les réponses et résous tous les problèmes.

Il n'est donc pas surprenant que beaucoup de gens trouvent cette approche démotivante, et que la productivité liée à ce style de management soit jugée insatisfaisante. Personne n’aime qu'on le lui dise exactement ce qu'il doit faire. Quand les gens n’ont pas la possibilité de s’exprimer et de contribuer...

les facteur de la croissance

les facteur de la croissance economique:

La quantité de capital

Si la population active n’augmente pas tandis que la quantité de capital augmente, la productivité apparente du travail augmente, et la production aussi. En effet, on produit plus avec plus d’outils.

Si la population active augmente, l’augmentation du stock de capital permettra aussi l’augmentation de la production....

les personnages d'antigone:

Antigone 

: est le personnage clé de la pièce. Dès le prologue, règne autour d'elle un sentiment de fatalité, de destin inéluctable.

Dès le début, Antigone s'oppose à sa sœur Ismène, qui incarne son contraire. Antigone, c'est "la maigre jeune fille noiraude et renfermée", tandis que sa sœur "la blonde, la belle, l'heureuse Ismène" a les traits de l'héroïne parfaite....

resumé de chevalier double

résumer de chevalier double:

Une femme mariée qui attendait un enfant.Un jour un étranger est venu chez elle au château pour demander l'hospitalité. Quand il est reparti, elle a eu un enfant (Oluf) étrange : il avait des yeux noirs (comme ceux de l'étranger) et les cheveux blonds (comme ceux de sa mère) son thème astral contient deux étoiles, une verte et une rouge, Le mire déclare qu'il sera très heureux ou très malheureux voire les deux à la fois......

le résumer des chapitres de candide

Chapitre 1 : Dans le château de Thunder-ten-tronckh, Pangloss, le maître de Candide, lui enseigne que tout va pour le mieux dans le meilleur des mondes. Candide le croit, mais se fait chasser du château pour un baiser donné à sa cousine Cunégonde.Chapitre 2 : Candide enrôlé par des recruteurs. Suite à son manque de moyens pour survivre, il doit subir une punition à la suite d'une promenade interdite. Il demande la faveur du roi des Bulgares pour se faire casser la tête, et il se fait soigner par un grand chirurgien....

meibniz et sa philosophie

Leibniz : Dieu, l’optimisme et le meilleur des mondes

Wilhelm Gottfried Leibniz, philosophe et savant allemand, surtout connu en France de manière négative, grâce à Voltaire et son célèbre Candide, comme représentant de la philosophie optimiste. Non seulement Voltaire n’avait pas lu l’oeuvre de Leibniz, mais cela relève en plus d’une lecture tout à fait erronée de Voltaire. Au contraire, l’œuvre de Leibniz, immense, est riche d’aperçus de génie. Dans le domaine de la connaissance, dans le champ de l’esprit et de la nature, Leibniz a entrouvert des horizons nouveaux. Le monde est un tout plein de vie, avec lequel nous sommes en relation par une foule de petites perceptions (inconscientes).....